Price your app
Free account · Two quick questions · Personalized cost breakdown
What drives the cost?
The preset includes installment offers and merchant settlement plus accounts / profiles, payments / subscriptions, external integrations, security / audit controls, admin dashboard, notifications. One lending partner, fixed installment products, and manual exception review.
Compare build options
Public example using the default preset. Get your free estimate above for a breakdown of your selected scope.
| Build option | One-off labor | Recurring budget |
|---|---|---|
| DIY builder | $0 paid labor; your time excluded | $339 + your maintenance time |
| Freelancer | $61,763–$330,769 | $2,499–$5,019/year |
| Agency | $85,781–$415,581 | $3,339–$6,219/year |
| Superapp Pro | You build and review the app | $639/year illustrative budget |
Default preset breakdown and assumptions
- Estimated effort
- 3431–8481 hours
- Delivery effort at 30 productive hours/week
- 114.4–282.7 person-weeks
- Global agency hourly range
- $25–$49
- Global freelancer hourly range
- $18–$39
- Custom design adjustment
- +25% effort (planning assumption)
- Hosting / platform
- $240/year
- Maintenance labor
- $3,000–$5,880/year
- Additional services
- $0/year
- Apple membership
- $99/year
Hours include implementation and testing, not a delivery guarantee. Website scope starts at 12–140 hours plus 2–5 hours for each additional page. App scope starts at 400–5,000 hours depending on complexity. Selected features add the effort below. Annual domain and hosting budgets are placeholders, not provider quotes.
Selected feature assumptions
Incremental engineering hours used by this calculator.
| Feature | Hours |
|---|---|
| Accounts / profiles | 40–80 |
| Payments / subscriptions | 40–100 |
| External integrations | 60–160 |
| Security / audit controls | 120–300 |
| Admin dashboard | 60–140 |
| Notifications | 20–50 |
| Installment offers and merchant settlement | 405–955 |
Installment offers and merchant settlement
Installment eligibility, payment schedules, merchant settlement, and refunds must stay synchronized. Partial returns can change both the customer obligation and merchant records.
Does the estimate cover credit risk and KYC
No. Credit policy, KYC/AML, disclosures, capital, collections, and consumer-credit rules require specialist review. This is a software estimate, not a financial-services launch budget.
Compliance and specialist costs
A fintech interface does not establish permission to provide financial services. Assess payment-data security, KYC/AML, licensing, and the responsibilities of your regulated partners. The calculator includes selected security engineering but excludes licensing, legal review, identity checks, and financial operations.
Superapp does not remove these responsibilities or guarantee compliance.
FinCEN guidance on money services businessesA cheaper way to start with Superapp
Build a focused version yourself before commissioning a full custom project. Superapp Pro is $25 a month; the subscription covers its plan allowance, while your time, extra usage, integrations, hosting, and specialist work remain part of the budget. A Superapp site is an alternative implementation, not a guarantee of WordPress or Shopify compatibility.
Compare Superapp plansSources and methodology
Rates are global marketplace benchmarks, not US-only agency quotes. Freelancer and agency ranges overlap because they describe different samples. WordPress.com Personal and Shopify Basic use annual billing, exclude introductory promotions and taxes, and replace the hosting budget. Feature hours and recurring budgets are our explicit planning assumptions.